Risk Assessment Answer the questions below to find your recommended investment approach
Your Risk Score This score is based on the results of your risk assessment
Out of 100
With this score your recommended asset allocation can be found below.
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Your Portfolio This portfolio allocation is based on the results of your risk assessment
Our most "aggressive" portfolio, this strategy is built for long-term, risk tolerant investors. It has the largest allocation to stocks, foreign and U.S., as well as alternative investments.
Stocks have the largest swings in value, but have the greatest historical return over the long-term (10+ years). An investor tolerant of short-term declines in value and see opportunity in turbulent market conditions will be best suited for this strategy. Investors with this allocation have a primary focus on the highest long-term returns.
This "progressive" allocation seeks to slightly reduce the risk of our aggressive portfolio, yet still focus on long-term returns. Generally, this group of investors still has a long-term timeframe, but will experiences higher levels of discomfort in difficult market conditions. Also, new investors just starting to save and accumulate wealth may directed into this portfolio because of their inexperience with the stock market.
Still poised to experience significant returns over the long-run, a slightly larger allocation to fixed income will minimize the impact of bear markets.
This strategy gives a similar allocation weighting to equities and fixed income. It is truly a middle ground when considering both timeframe and risk tolerance.
For those investors with extended time frames but uncomfortable with swings in value, this is a popular portfolio. This balanced approach gives equal consideration to both long-term return and risk.
This "conservative" strategy allocates nearly 60% of your money to Fixed Income. This group of investors start to focus more on risk reduction that long-term return.
Investors with shorter timeframes and a lower risk tolerance will be most successful in this portfolio. Much of the gains will come from regular payouts from the bond ETFs. Swallowtail investors prefer lower risk and stable portfolio values over the prospect of higher returns.
Fixed Income ETFs make up the majority of our most "cautious" strategy. Investors with this allocation will have shorter time frames and have a significant concern about large declines in value.
This portfolio will have larger income payouts, as a significant portion of the long-term gains in this allocation will come from interest and dividend payments. These investors are primarily concerned with risk and capital preservation.